Financial program: Postal bank microfinance program for the spouses and immediate family members of drivers and conductors of public utility vehicles; spouses and immediate family members of drivers and conductors of PUV’s who are accredited or registered transport cooperatives or associations of the Office of the Transportation Cooperatives and Land Transportation Franchising and Regulatory Board; P5,000 to P150,000 no interest rate; loan maturity 1 year; variable terms of payment

Collateral/security: Real estate mortgage; chattel mortgage

Requirements: Collateral free; documents: Accomplished application form and confidential information sheet; appraisal form; valid ID; 2×2 pictures; community tax certificate; barangay clearance