Financial Program: Grow your SME business loans; any individual of legal age but not more than 65 upon maturity of the loan; P300,000; based on prevailing market rates; loan maturity 1 year (checked access credit line) or 10 years (term loans); payable monthly or quarterly on principal and interest term loan or monthly on interest with principal payable any time (checked access credit line) via ADA through a BPI or BPI family savings bank deposit account.

Collateral/Security: Acceptanle registered real estate mortgage on residential, commercial or industrial property; assignment of deposit or investments.

Requirements: For startup ventures, the borrower must have other sources of verifiable income other than the new business venture; audited financial statements last 3 years or ITR, if employed; business papers; trade references, if applicable; bank statements last 6 months; applicable collateral documents.