Financial program: DBP-One Town One Product credit facility for OFWs and MSMEs(OTOP), OFWs and MSMEs with existing or start-up OTOP projects and other income generating undertakings highly supportive  of the OTOP Program, P100,000 to repayment capacity of the borrower, 9% to 11% depending on the risk evaluated, loan maturity 1 year, payable monthly or quarterly or semi-annually depending on the cash flow of the project.

Collateral/security: Real estate or chattel mortgage; hold-out on deposit; co-makership, joint and solidary signature; assignment of project income, purchase order, export receivables; guarantee from PHILEXIM, LGUGC or endorsing organization.

Requirements: For MSMEs: loan proposals shall be favorably endorsed by the DTI’s regional or provincial offices; For OFWs: availees shall be required to open a DBP EC Card for loan amortization payments; documents: DTI endorsement of the project; application letter to DBP; customer information report and confidential information sheet (DBP Form); business plan; audited financial statement for the last 3 years for going concerns and pre-operating balance sheet / cash flow with authorized signature (medium-sized entrepreneurs) or in-house financial statements with the company accountant’s certification(micro and small entrepreneurs); National Reintegration Center for OFW, Magsaysay Maritime Corp., Nippon Yusen Kaisa or other DBP partner agencies’ endorsement of the OFWS.

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